Digital Khatta for Modern Businesses

Manage Your Business Khatta
the Smart Way

Replace paper ledger books with a simple digital system. Track credits, debits, and balances for every client — in real time, from anywhere.

Open Admin Panel Learn More
3 Roles
Super Admin, Owner, Client
Real-time
Instant balance updates
Secure API
Token-based authentication
About Khatta Desk

A Smarter Replacement for the Old Khatta Book

Khatta Desk digitizes the traditional credit-debit ledger (khatta) used by shop owners and businesses to track what clients owe them — or what they owe clients.

  • 🏢
    Company-level Organization
    Every business runs as its own company. Owners and clients are organized under their company.
  • 💳
    Credit & Debit Entries
    Owners record credit (give) or debit (take) entries for each client with a note and timestamp.
  • 📊
    Live Balance Tracking
    The running balance is always up-to-date. Both owner and client can see the full transaction history.
  • 📱
    Mobile-Ready REST API
    Built as a pure API backend. Connect any Android or iOS app using Sanctum bearer tokens.
Ali Khan — Khatta
Credit
+Rs 12,500
Current Balance
Cash Given Jun 19, 2026
+5,000
Goods Delivered Jun 17, 2026
+10,000
Partial Return Jun 15, 2026
−2,500
Opening Balance Jun 10, 2026
+0
How It Works

Simple 4-Step Flow

From setup to tracking balances, everything is designed to be fast and straightforward.

1
Super Admin Creates Company
Login to the admin panel and create a company. Assign an owner account to that company.
2
Owner Logs In via App
The owner logs in using their phone number and password through the mobile API.
3
Owner Adds Clients
Owner creates client profiles with just a name and phone number. No registration needed for clients.
4
Record Khatta Entries
Owner records credit or debit entries per client. Balance updates instantly. Client can view their own khatta.
Legal

Privacy Policy

Last Updated: June 19, 2026

1. Overview

Khatta Desk ("we", "our", or "us") is a digital ledger application that helps business owners manage financial records with their clients. This Privacy Policy explains how we collect, use, and protect information when you use our application and API services.

By using Khatta Desk, you agree to the terms described in this policy. If you do not agree, please discontinue use of the application.

2. Information We Collect

We collect the following information to provide our services:

  • Account Information: Name and phone number provided by the owner when adding a client, or by a super admin when creating an owner account.
  • Transaction Data: Credits, debits, amounts, notes, and timestamps that owners record against client accounts.
  • Authentication Data: Phone numbers used for OTP login, hashed passwords, and session tokens. We never store raw passwords.
  • Usage Data: Standard server access logs including IP addresses and request timestamps for security purposes.

3. How We Use Your Information

  • To authenticate users and maintain secure sessions.
  • To display accurate khatta balances and transaction histories.
  • To send OTP codes for phone-based authentication.
  • To protect against unauthorized access, fraud, and abuse.

We do not sell, rent, or share your personal information with third parties for marketing purposes.

4. Data Access & Roles

Access to data is strictly role-based:

  • Super Admin: Can manage companies and owner accounts through the admin panel only.
  • Owner: Can view and manage only the clients and transactions within their own company.
  • Client: Can only view their own transaction history and balance. They cannot see other clients' data.

5. Data Security

We implement the following security measures to protect your data:

  • All API communication is secured with HTTPS/TLS encryption.
  • Passwords are hashed using bcrypt and never stored in plaintext.
  • API access uses short-lived bearer tokens (Sanctum). Logging out revokes the token immediately.
  • OTP codes expire after 5 minutes and are invalidated after use.
  • Role-based middleware prevents cross-company data access.

6. Data Retention

Transaction records are retained for as long as the account is active. When an account is deleted, all associated transactions and personal data are permanently removed from our systems.

7. Your Rights

You have the right to:

  • Request access to the personal data we hold about you.
  • Request correction of inaccurate data.
  • Request deletion of your account and all associated data.
  • Withdraw consent at any time by discontinuing use of the application.

To exercise these rights, contact us at [email protected].

8. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date. Continued use of the application after changes are posted constitutes acceptance of those changes.

9. Contact Us

If you have questions about this Privacy Policy or how your data is handled, please contact us: